Better to reinvest without monetizing.
[Mutual funds that distribute dividends are taxed at the time of distribution, whereas those that automatically reinvest are not, so the latter is more beneficial.
Generalizing from the premise of this story
It is more profitable to gain knowledge directly with knowledge than to gain knowledge after converting knowledge into money.
Better to gain social capital directly with social capital than to gain knowledge after converting social capital into money.
We also gain social capital through knowledge and knowledge through social capital.
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